Splend's 10% Insurance Price Beat Guarantee

We know insurance costs can be high for PCO drivers and Splend is committed to making sure drivers can protect themselves with comprehensive PHV damage and loss coverage at an affordable rate. That's why starting 1 April 2025, we're introducing our 10% Insurance Price Beat guarantee on our damage and loss cover.

Say goodbye to hefty premiums

Save more with our Insurance Price Beat guarantee

At Splend, we’re committed to making ownership affordable with our all-inclusive Flexi Own package, so you can focus on driving while we take care of the rest. All our packages include comprehensive PHV damage and loss cover and we're focused on keeping our prices as low as possible.

Think you’ve found a great deal on comprehensive PHV insurance? Bring us the quote, and we’ll not only match the cost with our comprehensive damage and loss cover within your Flexi-Own plan but we'll beat it by 10%!

Splend team members with Electric Vehicle at Cricklewood Hub

Affordable plans that change the way you own for good

Splend’s mission is to help PCO drivers own their vehicles for less. With our 10% Insurance Price Beat Guarantee, we make comprehensive coverage more affordable than ever. It’s just one of the ways we bundle all ownership costs into one simple, cost-effective package, empowering you to own for good.

How it works

See how owning with Splend stacks up

See how the cost of Splend's comprehensive PHV damage and loss cover and all the other Flexi-Own inclusions stack up against the ordinary, DIY way of buying and owning a car for on-demand driving.

See how owning with Splend stacks up

See how the cost of Splend's comprehensive PHV damage and loss cover and all the other Flexi-Own inclusions stack up against the ordinary, DIY way of buying and owning a car for on-demand driving.

1 / 4
Toyota - bZ4X Motion
Everything you need to own and operate a rideshare vehicle.
DIY comparison
The traditional, do-it-yourself way of purchasing a car.
£45,978£45,982
View figures calculated
Car Payment
£191£236
APR Equivalent
0%12%
PHV damage and loss cover
£26£67
£4£4
£18£23
IncludedNone
Total Payment
£239£330
Estimated earnings
£1,360£1,360
Net earnings
£1,160£1,070
You’ll save £91 with Splend over a weekly period.

*Car Payment: DIY comparison based on APR of 12% over a 5 year term, paid monthly.
Earnings figures are estimates only and based on eligible categories for vehicle for a driver driving 40 hours per week. Actual earnings will differ. For more information click here.

What do our members have to say about Splend?

Terms and Conditions

Driver Eligibility
  • Applicants must be aged between 23-75 years. 

  • Applicants must hold a full UK license for at least 5 years. 

  • Applicants must not have more than 2 at-fault accidents in the last 3 years, and must provide evidence of this. 

  • Applicants must not have more than 3 non-fault accidents in the last 3 years. 

  • Applicants must not have lost more than 6 DVLA conviction points in the last year, and must provide evidence of this. 

  • Applicants must not have been disqualified from driving in the last 5 years. 

  • Applicants must provide valid proof of identity and address. 

  • Additional drivers are permitted on the policy, provided they meet the same criteria as the primary driver. 

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