1. Find your best rate
Shop around and find the best comprehensive PHV insurance rate for your vehicle.
Splend's 10% Insurance Price Beat Guarantee
We know insurance costs can be high for PCO drivers and Splend is committed to making sure drivers can protect themselves with comprehensive PHV damage and loss coverage at an affordable rate. That's why starting 1 April 2025, we're introducing our 10% Insurance Price Beat guarantee on our damage and loss cover.
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Say goodbye to hefty premiums
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Save more with our Insurance Price Beat guarantee
At Splend, we’re committed to making ownership affordable with our all-inclusive Flexi Own package, so you can focus on driving while we take care of the rest. All our packages include comprehensive PHV damage and loss cover and we're focused on keeping our prices as low as possible.
Think you’ve found a great deal on comprehensive PHV insurance? Bring us the quote, and we’ll not only match the cost with our comprehensive damage and loss cover within your Flexi-Own plan but we'll beat it by 10%!
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Affordable plans that change the way you own for good
Splend’s mission is to help PCO drivers own their vehicles for less. With our 10% Insurance Price Beat Guarantee, we make comprehensive coverage more affordable than ever. It’s just one of the ways we bundle all ownership costs into one simple, cost-effective package, empowering you to own for good.
How it works
See how owning with Splend stacks up
See how the cost of Splend's comprehensive PHV damage and loss cover and all the other Flexi-Own inclusions stack up against the ordinary, DIY way of buying and owning a car for on-demand driving.
See how owning with Splend stacks up
See how the cost of Splend's comprehensive PHV damage and loss cover and all the other Flexi-Own inclusions stack up against the ordinary, DIY way of buying and owning a car for on-demand driving.
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| Everything you need to own and operate a rideshare vehicle. | DIY comparison The traditional, do-it-yourself way of purchasing a car. | |
| £45,978 | £45,982 | |
View figures calculated | ||
| £191 | £236 | |
APR Equivalent | 0% | 12% |
| £26 | £67 | |
| £4 | £4 | |
| £18 | £23 | |
| Included | None | |
| £239 | £330 | |
You’ll save £91 with Splend over a weekly period.
*Car Payment: DIY comparison based on APR of 12% over a 5 year term, paid monthly.
What do our members have to say about Splend?
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Excellent customer service! They were very knowledgeable and provided clear, accurate information. It’s refreshing to see such a reliable and supportive team that genuinely cares about their customers.
Raj Ku
Uber driver:format(webp))
The customer service is excellent, and services are prompt if anything occurs with the car and require replacement. Staff are comfortable to speak to, and ranges of the car offers are amazing.
Deki Yangzom
Uber driver:format(webp))
The team are very helpful and knowledgeable about everything you need to know. The after care sales is great and the cars they have are lovely to drive. Everything as a PCO driver you need all in one place.
Sam Coulstock
Uber Driver:format(webp))
Wonderful service as always by the team at Splend. Futsum, Sagal and Yazmin have been extremely helpful, making the whole process hassle free and answered all my questions. Highly recommend!!
Yafet
Uber Driver:format(webp))
Such a simple and easy process. The person handling my enquiry was really supportive, efficient and informative. Couldn’t have had a better experience.
Kayes Shagor
Uber Driver:format(webp))
I'm thrilled with my Mercedes! It offers freedom with no interest and an open contract after the minimum period. Splend includes maintenance and affordable insurance, making it a great choice! Thanks to Yousof!
Ruhul Amin Syed
Uber DriverTerms and Conditions
Applicants must be aged between 23-75 years.
Applicants must hold a full UK license for at least 5 years.
Applicants must have proof of a minimum of 1500 PCO trips completed.
Applicants must not have more than 2 at-fault accidents in the last 3 years, and must provide evidence of this.
Applicants must not have more than 3 non-fault accidents in the last 3 years.
Applicants must not have lost more than 6 DVLA conviction points in the last year, and must provide evidence of this.
Applicants must not have been disqualified from driving in the last 5 years.
Applicants must provide valid proof of identity and address.
Additional drivers are permitted on the policy, provided they meet the same criteria as the primary driver.
Insurance Quote Criteria
The insurance quote must be submitted within 14 days from the date it was generated.
Quote must be for 700 miles or greater per week of vehicle usage
The quote must be for a like-for-like vehicle insurance comparison, including vehicle model, variant, odometer reading and age.
Highest comprehensive insurance option must be selected where applicable.
Courtesy car option must be selected "YES"
The quote must specify that the vehicle is used for 100% commercial / PCO purposes.
The quote must confirm that the vehicle is garaged or parked at the applicant's residential address.
The quoted excess must be £1,000 or less.
The quoted insurance premium amount must be as a monthly value.
Provider Requirements
The insurance provider must be based in the UK and hold a FCA.
Cannot be a Discretionary Mutual Fund
General Conditions
The Insurance Price beat guarantee applies only to new vehicle's on Splend's Flexi Own Plans. It does not apply to pre-owned Flexi Own Plans.
This discount is subject to verification of the competing insurance quote and approval by Splend.
The discount applies to the weekly insurance rate and is valid for a period of 52 weeks from the activation date.
The discount is capped to a maximum of £1,000 per annum
Upon the completion of 52 weeks, the rate will revert to the standard insurance rate unless a new qualifying quote is submitted and approved.
Price beat discount will only apply to the vehicle which it has been approved for, meaning exchange, replacement, temporary or upgrade vehicles will not have the price beat discount applied.
Renewal and Continuation
For continued eligibility beyond the initial 52 weeks, a new quote meeting the criteria must be submitted for review and approval. Renewal of the discount is not automatic and is subject to approval.
The new quote must be provided 4 weeks prior to the original 52 week expiry
Ask an expert
Can't find what you're looking for? Give us a call and one of our friendly team members will help you out. Or visit a hub today.
*T&C's apply, to learn more visit our full terms here