Own the way that's made for PCO drivers

• You must be at least 23 years old

• Hold a full UK driver’s licence with at least 24 months of driving experience (5 years if you’re under 25 years old)

• Be a permanent UK resident, having lived in the UK for the past 12 months

• Have a good driving record

• No more than 2 at-fault accident claims in the last 3 years

• No more than 3 non-fault accident claims in the last 3 years

• Less than 6 DVLA license points. Certain conviction codes are not allowed

• No driving disqualifications during the past year

We offer new-model fully electric cars (EV) on flexible terms. All models are compliant with rideshare and on-demand delivery regulations in force and come with a valid private hire vehicle licence as well as fully comprehensive insurance and other ongoing ownership costs like scheduled servicing and maintenance items like replacement tyres and brakes.

Check out our current vehicle available on Flexi Own here.

All cars come with all the PCO documentation up-to-date, so they’re ready for Uber driving and other on-demand work.

As part of your Flexi Own plan, we cover all your scheduled and warranty maintenance costs. You must ensure your car is maintained to the manufacturer’s servicing schedule, which can be found online as well as the car’s log book in the glovebox.

Each scheduled manufacturer’s service should be completed within 500 miles of being due. Your car will be off the road for up to one working day during this time.

Schedules servicing is included up to 100,000 miles as part of your Flexi Own plan.

Splend customers also enjoy 24/7 roadside assistance, for things like:

• Flat or faulty battery

• Emergency fuel

• Flat tyres

• Towing

• Unlocking the car

Additionally, all Splend cars come with an extensive factory manufacturer’s warranty to cover the cost of most defects.

However, it’s our customers’ responsibility to cover all repairs not under warranty, including but not limited to punctures, panel damage, and all other non-wear-and-tear items. If unsure, contact your Customer Specialist.

The maintenance pack is designed to provide replacement tyres and brakes that a normal driver would need over the length of the plan term to keep you safe on the road. This includes

• 10 x tyres

• 4 x sets of front brake pads

• 2 x 2 brake discs

At Splend, we recommend replacing tyres when the tread depth reaches 2 millimetres.

How to measure tread depth

Take a 20p coin and insert it into the tread grooves on the tyre. If the outer band of the 20p coin is visible, you should book your car in for a tyre swap.

You can book an appointment to have your replacement parts fitted via the Splend app or on 0333 016 4331.

However, it’s your responsibility to cover all repairs not under warranty, including but not limited to bodywork, glass, or tyre damage, and all other non-wear-and-tear items

We operate in accordance with the British Vehicle Rental and Leasing Association (BVRLA) Fair Wear and Tear Guide; wear and tear that’s reasonable given your car’s age/mileage.

If your car shows damage outside the fair wear and tear definitions, you must have them repaired at your own cost. Here are some common examples:

Bodywork damage

Large paint scratches (over 25mm)

Scuffed bumpers or wheel-arches

Dented roof or sills

Cracked plastic parts

Poor repair jobs

Damaged seats or interior trim

The subscription agreement and the included insurance don’t cover any damage to the windscreen.

Smaller cracks or chips in Zone A, or any damage larger than 40mm elsewhere on the windscreen deem the car unroadworthy, so these need to be fixed immediately. If you find chips or cracks 5mm or larger, you should book a service appointment as soon as possible, as these might spread and cause greater damage.

You can get your car serviced at:

• Kwik Fit - Driver's Local - servicing & MOT

• Midnight Motors (open 24/7) - servicing & MOT

• MN Motors - MOT

The manufacturer warranty and the included Loss and Damage waiver don’t cover flat tyres. If you get a puncture, call 0333 016 4331 and request roadside assistance, and arrange to have the tyre replaced at your cost.

Splend customers enjoy 24/7 roadside assistance.

If your car breaks down, call 0333 016 4331 and request roadside assistance. They will ensure you’re back on the road as soon as possible. If your car needs to be off the road for warranty repairs you'll be entitled to a free PCO-approved courtesy car.

Your first payment can have up to three components:

1. Setup fee

There’s a one-time, setup fee from £299 - £499 (including VAT). This fee covers your car’s delivery, background checks, and process your application.

The setup fee is non-refundable.

2. Collection day fee

This is your weekly plan fee for the days left of the first week, including the day you pick up the car.

For example, if you pick up the car on a Friday, we only charge you three days instead of a full weekly fee.

1. One week upfront weekly fee

At Splend, we consider your application even if you have bad credit. However, we can only do this by collecting your payments one week in advance – you’re always paying next week’s fee each time we charge your card.

If you collect your car on billing day (Thursday) or later into the week, we also charge you your first full week’s fee, in addition to the setup fee and the collection day fee.

Splend makes car ownership easier, more affordable and more accessible for PCO drivers by building everything they need to earn more, pay less and stress less into one affordable weekly payment.

Your weekly payment not only covers the cost of the car (think about this as what you would pay a finance company to pay off a car you bought and financed the ordinary way) but also covers all the essential ongoing costs associated with owning and operating a PCO car. These include: Road Tax, MOT, PHV licence, PHV damage and loss cover, scheduled servicing, ongoing maintenance items (like replacement tyres and brakes), 24/7 roadside assistance, access to an PCO-approved courtesy car if your car is damaged in an accident or needs to be repaired due to a warranty issue, plus other exclusive Splend driver benefits.

YourFlexi Own weekly payment includes a 1,000 mile weekly driving allowance. We charge a 20p per mile early ownership fee for any excess mileage, which brings forward the finish date of your agreement. In other words, the more you drive, the sooner you gain full ownership of the car.

You can reduce the length of your 4-year Flexi subscription this way by a maximum of 52 weeks, so the earliest you can own your car on a Flexi Own plan for a new car is 3 years (our pre-owned vehicles can be owned sooner as the mileage/age of the car is taken into account in the initial term calculation).

We charge your nominated debit or credit card every Wednesday night for the following week (Monday-Sunday).

If you can’t make a payment, please let your Customer Specialist know as soon as possible. We charge a £19 late payment fee for any failed payments.

Yes, you need to pay the full setup fee again.

We understand that circumstances can sometimes change, so with Flexi Own, we only have a 26-week minimum period (for 4 year plans) and 12 months (for 5 year plans), with 4 weeks’ notice required to end the agreement.

PCN notices

Since the car is registered to Splend’s, any Penalty Charge Notices you get will automatically be directed to us. We redirect these to you in case you want to challenge them. We charge a £15 admin fee for each PCN you receive.

Tolls

Any charges for using toll roads, tunnels, and bridges such as the Dartford crossing are your responsibility to manage and pay. If you fail to pay any of these charges, you’ll likely get a PCN notice.

Excess mileage

If you want to drive over the weekly mileage allowance to increase your rideshare income, there’s a 20p charge for every mile you travel over the 1000 miles included in your plan, however all excess mileage charges go towards early ownership of your vehicle.

We charge excess mileage in arrears for the week before last, and add it to your weekly invoice.

Flexi own upgrade

If you upgrade your Flexi Try plan to a Flexi own plan, there is a £100 one-off charge.

In order to return your car, you must give two weeks’ notice – in writing – to your Customer Specialist.

There are no fees charged if you decide to return your car after the minimum term is served, and everything else is in order (see below for details). If you return the car before the minimum term is completed, you will need to pay any remaining weeks in full, so if you have two weeks before the minimum period ends, you will be charged for those two weeks.

We may need to charge for re-charging if you return the car with less charge than you took it out on.

A cleaning fee may also apply if the car requires further cleaning.

If you return the car with damage outside what is accepted in the BVRLA Fair Wear and Tear Guide, you must have the car repaired at your own cost.

If you need to return your car early, you will be charged the fees for the weeks that remain until the end of your minimum agreement period.

For example, if you have four weeks left until the end of your minimum agreement period, we’ll charge you the equivalent of four weekly payments upon returning the car.

At the completion of your Flexi own contract, we charge a £199 balloon payment for changing the V5C registration document into your name.

Splend’s Flexi Own fee includes a government and insurance charge element that is outside of our control. If any of these change, we may need to increase or decrease your weekly fees by this amount.